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Universal Credit Reviews

Universal Credit is a US online lender offering fixed-rate personal loans, with a domain registered in 2017.

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Online since 2017
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About Universal Credit

Universal Credit offers personal loans online with fixed rates and fixed monthly payments. Its domain, universal-credit.com, was registered in 2017. The data we hold does not include a headquarters, founding date or parent company. The name is unrelated to the UK government benefit of the same name. The website publishes help, about and terms pages, and lists both a phone number and an email address. Before taking a personal loan, compare offers by APR, which includes fees such as origination charges that may be deducted from the amount you receive. Check how much money will actually reach your account, the total you will repay over the loan term, and whether there is a penalty for paying early. Checking a rate usually involves a soft credit inquiry, but accepting a loan triggers a hard inquiry that can affect your score. Confirm that the lender is licensed in your state. Get quotes from a bank or credit union as well, and avoid borrowing more than you need just because a larger amount is offered.
Online since
2017
Category
Personal Loans

Facts collected from public sources · last checked 13 Oct 2026. Report incorrect info

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Is universal-credit.com legit?

4 facts confirmed

Facts we could confirm about who runs this website, each with its source. They are not a rating or a verdict — reviews are. How we check

  • Domain registered for 8 years

    universal-credit.com registered 19 Nov 2017 · paid up until Nov 2035

  • Secure connection

    TLS 1.3 · certificate by DigiCert Inc · valid until Jan 2027

  • Physical address published

    Not found on the homepage, contact or about pages — other pages not checked

  • Phone number published

    +18774189765

  • Privacy and terms pages

    Terms page found; others not checked

  • Customer support information

    Help page found

  • Social media profiles

    Not linked from the pages we read

Checked 13 Oct 2026 · A grey item means we couldn’t confirm it automatically (we read the homepage and its contact and about pages), not that it is missing or that something is wrong.

Company information

Website
universal-credit.com
Online since
2017

Sources: domain registry, universal-credit.com. Something wrong? Tell us.

Contact & customer support

Collected from universal-credit.com. CandorRated is not Universal Credit — contact the company directly about orders, accounts and refunds.

Universal Credit alternatives

Similar companies in Personal Loans, side by side.

Company Online sinceWeb popularity
Universal Credit logo Universal Credituniversal-credit.com 2017 —
Possible Finance logo Possible Financepossiblefinance.com 2016 #232,066
SoFi logo SoFisofi.com 1997 #7,105
Bear Loan logo Bear Loanmybearloan.com 2025 #205,434
NetCredit logo NetCreditnetcredit.com 2003 #55,298

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Frequently asked questions

How do I contact Universal Credit?

You can call +18774189765, or email support@universal-credit.com.

Is universal-credit.com a genuine website?

The domain universal-credit.com has been registered since 2017, the site uses a secure connection. These checks show who runs the website; they are not a rating — read the reviews for that.

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