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66 Top Insurance Companies

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Compare insurers, brokers and warranty providers for car, home, health, life, pet and travel cover. Read customer reviews about claims and check who runs each website.

66 companies in Insurance

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Insurance companies

American Income Life

ailife.com

American life insurance company selling life and supplemental health coverage, based in Waco, Texas.

  • Waco, United States
  • Online since 1996
  • On Wikipedia
  • 7 facts confirmed
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Aetna

aetna.com

American managed health care company offering health, dental and vision plans, owned by CVS Health.

  • Hartford, United States
  • Online since 1993
  • On Wikipedia
  • 8 facts confirmed
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Blue Shield of California

blueshieldca.com

California health insurer offering HMO, PPO, dental and vision plans, founded in 1938 and based in San Francisco.

  • San Francisco, United States
  • Online since 1996
  • On Wikipedia
  • 7 facts confirmed
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Aflac

aflac.com

American supplemental insurance company founded in 1955 and based in Columbus, Georgia.

  • Columbus, United States
  • Online since 1995
  • On Wikipedia
  • 8 facts confirmed
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Lemonade

lemonade.com

Online insurance provider listed in the home insurance category, operating at lemonade.com.

  • Online since 1997
  • 3 facts confirmed
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USAA

usaa.com

American insurance, banking and financial services company for military members, veterans and their families.

  • San Antonio, United States
  • Online since 1994
  • On Wikipedia
  • 5 facts confirmed
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Select Home Warranty

selecthomewarranty.com

Home warranty company based in Mahwah, New Jersey, offering service plans for home systems and appliances.

  • Mahwah, United States
  • Online since 2011
  • 7 facts confirmed
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SaveMaxAuto

savemaxauto.com

Car insurance quote comparison website based in Las Vegas, Nevada.

  • Las Vegas, United States
  • Online since 2021
  • 7 facts confirmed
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Colonial Penn

colonialpenn.com

US life insurance company founded in 1968 and based in Philadelphia.

  • Philadelphia, United States
  • Online since 1995
  • On Wikipedia
  • 7 facts confirmed
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National General

nationalgeneral.com

US insurance provider offering car, home, RV and other personal insurance through agents and online quotes.

  • Online since 1998
  • 6 facts confirmed
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Asurion

asurion.com

US company providing device protection plans, insurance and tech support for phones, electronics and appliances.

  • Nashville, United States
  • Online since 2001
  • 7 facts confirmed
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Spot Pet Insurance

spotpet.com

Pet insurance provider offering accident and illness cover for dogs and cats.

  • Online since 2014
  • 6 facts confirmed
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Faye

withfaye.com

Travel insurance provider selling trip cover through a website and mobile app.

  • Online since 2021
  • 5 facts confirmed
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Endurance Warranty

endurancewarranty.com

Provider of extended vehicle warranties (vehicle service contracts) in the United States.

  • Online since 2009
  • 6 facts confirmed
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Travel Guard

travelguard.com

American travel insurance provider based in Stevens Point, Wisconsin, founded in 1982.

  • Stevens Point, United States
  • Online since 1997
  • On Wikipedia
  • 7 facts confirmed
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Root Insurance

joinroot.com

Car insurance company that bases rates largely on driving behavior, headquartered in Columbus, Ohio.

  • Columbus, United States
  • Online since 2015
  • On Wikipedia
  • 8 facts confirmed
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How to choose an insurance company

You buy insurance hoping never to use it, which makes the important part hard to judge in advance. Price is easy to compare. How a company handles a claim is not, and that is where customer reviews in this category are most useful.

Who are you actually dealing with?

Many websites that sell insurance are brokers or comparison services, not the insurer that pays claims. Check the policy documents for the name of the underwriter, and make sure both the seller and the insurer are licensed or authorized in your country or state. CandorRated company pages show who runs the website where we could identify it, along with domain age and published contact details.

Read the policy, not just the quote

  • Exclusions: the list of what is not covered is often more important than the headline cover.
  • Deductible or excess: a low premium may come with a high amount you pay yourself on each claim.
  • Waiting periods: health, pet and some life policies may not cover certain conditions for a set time after you start.
  • Pre-existing conditions: check how they are defined and whether you must declare them. Missing a disclosure can void a claim.
  • Cancellation terms: find out whether you get a refund for unused months and whether a cancellation fee applies.

Warranties and protection plans

Vehicle service contracts, home warranties and gadget protection plans are not always regulated as insurance. Read which repairs are covered, whether you must use approved repairers, and what wear-and-tear items are excluded.

Common claim problems and how to reduce them

  • Delayed claims: report promptly, send everything requested in one go, and keep copies with dates.
  • Partial payouts: settlement amounts can depend on depreciation or policy limits. Ask how the figure was calculated.
  • Renewal price jumps: renewals are not always the same price as the first year. Compare quotes before automatic renewal.
  • Policies sold by phone after a web form: filling in a quote form can lead to many sales calls. Read the privacy notice to see who receives your details.

When reading reviews, give more weight to those describing a claim from start to finish than to those about the buying process alone. You can filter insurers by country or city to see providers licensed where you live.

Frequently asked questions

Why was my claim denied?

Common reasons include an exclusion in the policy, an undisclosed fact at sign-up, or missing evidence. Ask the insurer for the reason in writing and for their complaint process if you disagree.

Is a broker different from an insurer?

Yes. A broker arranges cover and may help with claims, but the insurer named in your documents decides and pays them.

Can I cancel a policy partway through?

Usually, yes. Many places give a short cooling-off period after purchase. After that, the policy terms decide whether you get a partial refund.