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10 Top Warranties & Protection Plans Companies

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Compare home warranties, vehicle service contracts and device protection plans, read reviews about claims and repairs, and check who runs each website before you sign up.

10 companies in Warranties & Protection Plans

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Warranties & Protection Plans companies

CarShield

carshield.com

CarShield is a vehicle service contract company in St. Peters, Missouri, selling plans that pay for certain car repairs.

  • Saint Peters, United States
  • Online since 2008
  • 6 facts confirmed
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American Home Shield

ahs.com

American Home Shield is a US home warranty company that covers repair and replacement of home systems and appliances.

  • Memphis, United States
  • Online since 1995
  • On Wikipedia
  • 4 facts confirmed
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Choice Home Warranty

choicehomewarranty.com

Choice Home Warranty sells home warranty plans covering repairs to household systems and appliances.

  • Online since 2008
  • 6 facts confirmed
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Select Home Warranty

selecthomewarranty.com

Home warranty company based in Mahwah, New Jersey, offering service plans for home systems and appliances.

  • Mahwah, United States
  • Online since 2011
  • 7 facts confirmed
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Asurion

asurion.com

US company providing device protection plans, insurance and tech support for phones, electronics and appliances.

  • Nashville, United States
  • Online since 2001
  • 7 facts confirmed
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Endurance Warranty

endurancewarranty.com

Provider of extended vehicle warranties (vehicle service contracts) in the United States.

  • Online since 2009
  • 6 facts confirmed
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Cinch Home Services

cinchhomeservices.com

Home warranty provider offering plans that cover repairs to home systems and appliances.

  • Online since 2017
  • 6 facts confirmed
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How to judge a warranty or protection plan

These plans promise to pay for repairs after a manufacturer's warranty ends or for home systems that break down. They are contracts with detailed rules, so the contract matters far more than the marketing.

  • Covered items: read the list of covered parts and systems, plus exclusions for wear and tear, poor maintenance and problems that existed before you signed up.
  • Service fees: most plans charge a fee every time a technician visits or a claim is opened.
  • Payout caps: check limits per item, per claim and per year. A cap may be lower than the cost of a replacement.
  • Who does the work: ask if you can choose your own repair shop or must wait for an assigned contractor.
  • Waiting period and cancellation: new contracts often have a waiting period before claims are accepted. Ask how refunds work if you cancel early.

Where things tend to go wrong

Complaints in this category usually involve claims denied for "pre-existing" or "maintenance" reasons, slow scheduling of technicians and offers of a cash payout below the real repair cost. Keep service records and receipts, and photograph the condition of appliances or a vehicle when cover starts. Be cautious of unsolicited calls or letters saying your car warranty is about to expire. On CandorRated you can check who runs a plan provider's website, how long the domain has existed and the contact details found.

Frequently asked questions

Is an extended car warranty the same as the factory warranty?

Usually not. Most are service contracts from a separate company with their own terms and exclusions.

Can I cancel a plan?

Most contracts allow cancellation, often with a prorated refund minus any fee or claims paid. The exact terms are in the contract.